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Kiran M.

24 Mar 2025

Minimum Due and Interest Rate Explained

Credit card statements can sometimes be confusing, especially when you see a much smaller “Minimum Due” next to your full outstanding...

Lisa S.

20 Mar 2025

Movie Ticket Offers Explained: Watch More, Pay Less with Credit Cards

One of the most fun and frequently overlooked credit card perks is access to movie ticket offers . Whether you're a weekend movie buff or...

Lisa S.

16 Mar 2025

Lounge Access Explained: A Credit Card Benefit Worth Using

One of the most underrated perks of credit cards is access to airport lounges. Once seen as a luxury for frequent flyers, lounge access...

Lisa S.

13 Mar 2025

Reward Points Explained: How to Make the Most of Your Credit Card

One of the most attractive benefits of using a credit card is the reward system. From cashback to air miles and exclusive discounts,...

Raveena J.

10 Mar 2025

The Math of EMIs: Understand the Numbers Before You Commit

Before converting a purchase into an EMI (Equated Monthly Installment), it’s important to understand how the math works. Many people...

Sunil K.

7 Mar 2025

EMI Explained: Benefits and Risks

Equated Monthly Installments (EMIs) have made it easier than ever to afford large purchases without breaking the bank. Whether it’s a...

Sunil K.

4 Mar 2025

Bill Payments Explained: Credit Card Statements and Dates

Paying your credit card bill seems simple—but understanding the timeline behind it is crucial. If you get the hang of how billing cycles,...

Kiran M.

28 Feb 2025

Credit cards are scary, are they really?

Many people avoid credit cards, believing they're dangerous, complicated, or a shortcut to debt. It’s a common fear—but often based on...

Lisa S.

27 Feb 2025

The value of paying later, after a month

One of the most underrated yet powerful features of a credit card is the interest-free credit period—the ability to make a purchase today...

Sunil K.

25 Feb 2025

Why do the rich pay only with a credit card?

It’s a common sight: wealthy individuals swiping or tapping their credit cards for every purchase, big or small. But this isn’t just a...

Raveena J.

23 Feb 2025

Benefits of using a credit card

Credit cards are much more than just a way to pay. When used responsibly, they become one of the most valuable tools in your financial...

Raveena J.

20 Feb 2025

Do you use UPI? You must have a Rupay credit card

If you use UPI (Unified Payments Interface) regularly, there's a powerful upgrade waiting for you: the UPI-linked credit card. It's the...

Kiran M.

20 Feb 2025

Why students should get a credit card

For many students, a credit card may seem like a luxury or an unnecessary financial tool. But in reality, having a credit card as a...

Lisa S.

16 Feb 2025

Why You Should Get a Credit Card Irrespective of Your Income

Many people believe that credit cards are only for high earners or those with a certain lifestyle. But that couldn’t be further from the...

Kiran M.

13 Feb 2025

How a Credit Card Helps Improve Your Credit Score

Your credit score is more than just a number—it reflects your financial trustworthiness. In India, your credit score (commonly known as...

Raveena J.

11 Feb 2025

What is a credit score (CIBIL score)?

In today's financial world, understanding your credit score is vital for maintaining your financial health. One of the most important...

Sunil K.

7 Feb 2025

Everyone should have a Lifetime Free Credit Card

Why should one get a lifetime free credit card? Know its benefits and clear your worries.

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